ECONOMY & STRATEGY
y The price for aordable housing is capped at Rs. 45 Lakhs. Increasing this limit will help
in reviving the pre-sales volume of listed players.
y Increasing allocation of funds for schemes like PMAY (Pradhan Mantri Awas Yojana) for
achieving the target of Housing for by 2022.
y The NBFC crisis has hit the sector hard and many developers are unable to raise fresh
funds. The Government may look into relaxing the NPA recognition norms for real estate
industry. This will help the sector in attracting fresh funds and kick start stalled projects.
y The current tax exemption limit of Rs. 3.5 Lakh for aordable housing should be enhanced
to further incentivise the buyers.
y Sunteck Realty, Sobha, Prestige Estates, Godrej Properties.
REAL ESTATE & HOUSING
y Schemes to strengthen farm, health, and pension policies is expected to be on cards
y Increase in FDI in the core insurance sector from 49% to 74% is expected to be proposed
for single line insurers after the latest announcements to include life insurers to issue
health insurance policies in India.
y Budget announcements may include capital infusion of Rs. 2500 Cr. to improve the
operational health and to facilitate the merger process of public general insurance rms.
y Micro insurance schemes will be strengthened with the action taken including micro
lending by banks and NBFC sector rms in India which will invite more players in the
micro lending and distribution ecosystem.
y General and single line health insurers will benet from the announcement to open
new infrastructure expansion with life insurers to increase distribution reach via bank
y All insurance rms with banks’ parentage such as ICICI Lombard General, Bajaj Finserv,
ICICI Prudential Life, SBI Life, HDFC Life and micro insurers will benet alike on volume
growth with increased reach with lower premium products via cost eective online
distribution platforms either through tie-ups with platform like Paytm or develop on their